Last updated October 9, 2026.
What this site is
SaktoPara is a set of planning tools. You can use the calculators without creating an account. The estimates run in your browser from the numbers you type. Those numbers are not sent to SaktoPara as calculator results or saved in a SaktoPara user profile — this site has no login and no application database.
Analytics purpose
If you accept analytics, SaktoPara uses measurement to understand whether people visit the site and whether they start or finish the public tools. This is not used to approve loans, show ads from a SaktoPara ad account, or build a named customer file on this site.
Google Analytics and Google Tag Manager
Google Tag Manager (container GTM-MCMB4WWB) is the only website tag-management entry point. Google Analytics 4 is configured inside that container (documented Google tag G-R24CGQR0D8). SaktoPara does not install a separate GA4 gtag.js snippet in the application.
Google Tag Manager and Google Analytics 4 are Google services. After you accept, they may use cookies or similar storage on your device, collect device and usage information such as page views, approximate location derived from IP address, browser and device type, and whether a tool event fired, and process that information on Google’s systems, according to Google’s own documentation and settings for those products.
Cookies or similar technologies
Your Accept or Reject choice is stored in your browser so the site can remember it. That preference is not an analytics measurement cookie.
Analytics cookies or similar Google storage are used only after you accept. Typical Google Analytics cookies include identifiers such as _ga. If you reject analytics, or later withdraw consent, the application does not load Google Tag Manager for a first-time reject, updates the consent state, and tries to clear known Google Analytics cookies from this site.
Consent choices
On a first visit, analytics is off until you choose Accept or Reject. Neither choice is selected in advance. You can use the calculators either way. A later choice can be made or changed from Cookie settings in the footer, or here:
How to withdraw consent
Open Cookie settings and choose Reject. That stores a rejected choice, tells Google’s consent interface that analytics storage is denied, and stops this site from sending its own tool events. Tags already loaded in the browser cannot always be fully removed until you reload the page; after Reject, this site will not load Google Tag Manager again until you Accept.
What SaktoPara’s own events contain
After you accept, the application can send these event names through the page’s data layer, which Google Tag Manager can read:
calculator_startcalculator_completeadvanced_costs_openscenario_changesalary_tool_completebudget_tool_complete
Each of those events includes only a tool identifier such as “affordability”, “salary”, or “budget”. They do not include your income, expenses, car price, down payment, or other amounts you type.
Page views and any other measurement configured inside Google Tag Manager are not listed here because they are set in the Google container, not in SaktoPara application code. Those tags only run if the container is loaded after you accept, and only if the container is configured to respect analytics consent.
Limits of the financial estimates
Calculator results are planning estimates from the numbers and example assumptions you see on the page. They are not a loan offer, credit check, or advice. Defaults such as interest rate and fuel price are editable examples, not live quotes. See the disclaimer and methodology for the full limits.
How to contact us about privacy
Send privacy requests to [email protected]. This site does not publish a postal address or a named data protection officer.